For those of you who are curious about the basics of choosing an Internet payment system, there’s a pretty good overview about choosing a payment gateway, deciphering rate structures, payment alternatives, switching vendors, and protecting yourself over at practical ecommerce.

And just as I was writing this, a reader also let us know about an article on Processing Credit Cards with Ruby on Rails that could be helpful to you RoR people out there.

If you’re still looking to learn a little more, we have an older article on Processing Credit Card Transactions that might help out.

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Chris Campbell

The Basics of Online Payment Systems by Chris Campbell

This entry was posted 4 years ago and was filed under Notebooks.
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  1. Marston · 4 years ago

    Very nice, at a good time too as we’re about to implement payment processing as well. I find it especially weird how fine of a line it is between processors and merchants to handle recurring payments and subscriptions :-\ We’re building around paypal at the moment but hopefully we can find a good merchant to handle subscriptions like we want.

  2. Chris Campbell · 4 years ago

    Marston, I’ve heard that Paysimple ( might offer what you’re looking for. They might be a little more expensive, but they seem to offer a recurring payments solution.

  3. lisa · 4 years ago

    Everyone needs a hug. i will like to make payment to this site so how can i get it from you…

  4. Jordan · 4 years ago

    We just got set up with PaySimple for our recurring billing—we are a dance school. We’ve only been using for about a month or so, but so far so good. All payments were collected automatically from either a checking account or credit card—then deposited to our bank account. If this is the type of system you’re looking for, I would definitely recommend.